![]() ![]() Underneath the sub menu 'My payments' choose the 'make a payment (Overpayment, missed mortgage payment or manual mortgage payment)' option and select 'lump sum overpayment'. Just select 'My payments and services' from the main menu. You can make a lump sum overpayment by also logging in to Manage Your Mortgage.Just select 'My payments and services' from the main menu and then choose 'My payments' You can use our overpayment calculator found in our online service portal Manage Your Mortgage, to help you work out how much you can save. There are two ways to make an overpayment to your mortgage, either by making a lump sum payment or by making regular extra monthly overpayments.Open Monday to Friday 8am - 8pm, Saturday 9am - 4pm (excluding public holidays). If you wish to change how your overpayment(s) are allocated, please contact us.Ġ345 30 20 190, Relay UK - 18001 0345 30 20 190. Please note, if you have a mixture of Interest Only and Capital Repayment sub accounts, we will allocate the lump sum payment to the Interest Only account with the highest interest rate first. If no instructions are provided, your lump sum payment will be allocated to your mortgage sub account (s) in a way that is most beneficial to you.įor example, we will allocate the lump sum payment to your account with the highest interest rate first. If you wish to change how your overpayment(s) are allocated, please call us. Your overpayment(s) will be allocated to your mortgage sub account(s) in the same way that your normal monthly payment is split across your sub-accounts.Įxample: If 40% of your monthly payment is allocated to sub-account 1, with the remaining 60% allocated to sub-account 2, any overpayments will be split in the same way. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Please request a Mortgage Illustration before you choose a mortgage. This overpayment calculator does not include all of the information that you need to select or compare mortgages. Please note the calculator does not factor in any charges for early repayments of the total mortgage balance and is based on a capital repayment mortgage. It does not provide a precise calculation of the time or interest you could save, but is intended to give you information and guidance about the potential savings. ![]() The calculator is for illustrative purposes only. The figure is rounded up or down accordingly for display purposes.
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